Working as a lifeguard at a Florida resort, Ned Kelly finds the woman of his dreams. The only thing he needs is money. So when his friends offer to cut him in on a deal that promises $1,000,000 each, how can he turn it down? The plan is a simple fast break-and-enter to grab painting from a rich collector. But they find the paintings already gone. Before Ned can figure out who set them up, his friends are brutally executed. Ned is the prime target of the killers and the FBI. With no one to trust, Ned must avenge his friends and clear his name.