BAMBI HOLZER, Senior Vice President--Investments withA. G. Edwards & Sons, Inc. , is a nationally recognizedinvestment executive and retirement planning consultant. She is theauthor of two books on retirement planning, Retire Rich: The BabyBoomer's Guide to a Secure Future and Set for Life: FinancialPeace for People Over 50, both published by Wiley. Ms. Holzer hasappeared on the Today show, NBC Nightly News with Tom Brokaw, Foxon Money, CNN, CNBC, and many local television and radio showsacross the country.
Elaine Floyd, CFP, is a former financial advisor and writer whospecializes in personal finance and investments.